Sunday, April 26, 2009

I am such a dunce!

A couple weeks ago I could not sleep (which is the case most nights) so was up shredding a bunch of old bank statements and other papers. I came across an unopened envelope from the bank and inside was an RSP receipt from 2006 for close to $6,000. How on earth did I miss submitting that with my taxes??? I called CRA the next day and then immediately re-submitted my 2006 taxes online. I checked today and they have been re-assessed and $1,987 will be deposited in my account on Apr. 30th.

Saturday, April 25, 2009

No time to be spending money

Life has been so busy lately with putting in 11 - 16 hour days most days at my new job and then spending 2 - 3 hours each night at the hospital with my dad (now that he has been moved to a hospital here in the city) that I really have had no time to spend any money on "stuff". I've also had absolutely no time at all for myself or to get anything done around my house.

I have spent a lot on gas over the past 5 weeks when my dad was in the other hospital as it was 3 hours round trip and I was driving out there regularly, so my gas budget is completely overspent.

I am getting his house ready to sell and the first painting quote has come in at $2,600 - OUCH!! I also ordered new appliances at $1,776. I will use either my EF or my LOC for these expenses until the house sells. There will be other costs associated with getting the house ready to sell like purchasing new light fixtures, etc.

It's all so exhausting.

Sunday, March 29, 2009

Been away awhile

I have been away for a bit dealing with some very serious family matters.

My dad has had cancer for some time and two weeks ago last Friday he lost the use of his legs as the cancer has caused so much damage to his spine. These past two weeks have been an incredibly stressful time. The day before my dad lost the use of his legs, I accepted a new job and I started that job the following week (a week ago Thursday). It has been a crazy time and a very bad time to be starting a new position. This new job is so busy that I put in somewhere between 15 and 20 hours of overtime this past week and I've only been with this company a week so far. While, I'm happy to be at this new place and I think it will be a good position, it is not a good time in my life to be putting in 20 hours of overtime per week when my dad only has a short time left with us and the time he has left will be spent in a hospital bed.

I've slept very little in the past three weeks as I was stressed out about accepting the new job and resigning from the other one and then this happened with my dad and I've not really slept since. I've also been fighting a bad cold, which finally now seems to be close to gone.

Saturday, March 7, 2009

Zenni Optical

I am really hard on my contact (wear only one) and often get tiny little tears in it that really irritate my eye and need to take it out at the most inopportune times leaving me not being able to see very well. I do carry a spare contact but some days my eye is so irritated by the time I take the bothersome contact out a fresh new contact still does not feel great and my eye just needs time to rest.

I have one pair of glasses that I keep at home and I think I am going to order a couple cheap pairs from Zenni Optical that I can keep at work and in the car so I always have a spare pair with me should I need to take my contact out.

If anyone has ordered from Zenni, I'd be interested in hearing your feedback on them. They have great reviews on the internet.

Taxes, job hunting and this and that...

I haven't posted in a couple weeks as I've not had much to post about.

I e-filed my taxes a few days ago and will be getting back over $1200 but that is only because I over paid EI and CPP premiums and not because I over paid income tax. Otherwise, I would owe just under $400 this year.

I'm concerned that I am going to be laid off from my job in the not too far off future as I still have absolutely no work and the other day my boss told one of the directors that if they couldn't find work for me soon he was "going to have to do something about it". Not good.

I am still looking for other work but it is very quiet out there. I had a job interview yesterday and it went really well and based on their advertisement I thought their starting salary was what I would need but it turns out it isn't and the role, now that I know about it in much more detail, is not really what I want anyway.

I was hoping to take a spring vacation to somewhere tropical but now that I am very likely facing being laid off I am not going to be spending money on non-essentials.

Tuesday, February 17, 2009

No Spend Day

Today has been a successful no spend day bringing my whopping total for the month-to-date to 2. Pitiful.

In fact, I made about $100 extra yesterday/today as I delivered some Avon orders.

I am seeing my financial advisor again on Friday and I think at that meeting we will be setting up the automatic transfers for my new mutual funds, etc. I will update my sidebars accordingly at that time as my financial goals have changed.

Total NSDs: 2

Monday, February 16, 2009

Confessions of a Shopaholic

I've read all the books and was really looking forward to the movie and am now discouraged as it is getting so many luke warm reviews. Movies are rarely as good as the book to begin with and though I was sure this would be no exception, I was disappointed to keep hearing people say how little the movie actually even resembled the book.

I mean, Becky isn't even British?!? What's up with that??

I'll be saving my pennies and possibly seeing it when it hits the cheap theatre.

Thursday, February 12, 2009

I am so looking forward to this long weekend

Monday is Family Day and I have all three days off from both jobs and am really looking forward to it. It was my weekend to work Sat. at the part time job but the woman who works opposite shifts of me wanted last weekend off and I told her the deal was that I would take her shift this past weekend, working two Saturdays in a row, if she would work my shift this weekend. She didn't want to but I told her that was the deal - take it or leave it. She agreed.

I have a pedicure and some waxing booked for Saturday and am meeting a friend/former boss for coffee or something on Sunday afternoon. Other than that I have no plans.

Monday, February 9, 2009

Finally! My first NSD of the month.

Well, it only took 9 days but I finally got a NSD today. I almost went to the vending machine at work today for Cheezies but talked myself out of it.

I'm still looking every day for a different job but there really is very little out there right now. I sent off a resume this morning and they called me just an hour or so later and wanted me to come in tomorrow for an inteview but we're not in the same ball park when it comes to salary. So, though I am bored to tears all day almost every day, I cannot leave this job until I find another one that pays at least what I currently make as I am not taking another pay cut.

This time last year jobs were plentiful and I had three generous offers all at once. Unfortunately, the one I accepted turned out to be really awful and I left after 8 months. Well, who knew? Really, they don't tell you all the horrible things about them in an interview so you don't know until you get there. It didn't help that they fired the Executive Director, my boss, exactly one week after I started and did not fill that position for the next 6 months.

Yesterday I went to see He's Just Not That Into You. It was okay. Rather predictable but good for mindless chick flick entertainment.

Total NSDs: 1

Saturday, February 7, 2009

What is your credit age?

I am 52
in credit years!
Credit Curious

Credit Age Quiz by SpendOnLife.com


Credit Connoisseur: You are the master of your finances.
You know how to pay off your debts and save for the future.