I don't think I'm going to make goals for January...

I'm feeling better now after being sick much of the past 7 days but still have no desire to sit down and plan out some goals for January.

I have my standard budgeted amounts for all my spending categories like I do every month but I think that's as far as it is going to get this month. I will track my No Spend Days just to see how many I can get but I won't have a target amount in mind.

I do need to sit down and figure out how much I can put toward my various savings accounts each month (EF, vacation fund, and RRSPs) based on my new, considerably lower, salary. I want to be able to put as much as I can toward each of these accounts while still maximizing my debt repayment and I don't want to forgo my vacation fund altogether as other than short trips to Vegas and California I have not had an actual vacation since I went to Cuba in May of 2006.

Total NSD: 3